What is NFC and how does it work? Everything you need to know (2023)

Most smartphones these days are equipped with Near Field Communication technology, better known as NFC. If you’ve ever used a mobile payments app like Samsung Pay or Google Pay, you already know how NFC works. In a nutshell, it is a proximity-based wireless communication standard. Unlike Wi-Fi or Bluetooth, however, NFC interaction is limited to an extremely short range. Besides smartphones, you can sometimes find NFC on tablets, speakers, collectibles, and even gaming consoles like the Nintendo Switch and 3DS.

Even though NFC may seem a bit lackluster on paper because of its short-range, it’s still a pretty convenient feature that many of us take for granted every day. So in this article, let’s take a quick look at what NFC is and how it works. Later, we’ll also discuss where you’re most likely to encounter the technology in the real world.

Also read: The best phones with NFC: What are your options?


NFC, or near-field communication, is a short-range wireless technology that allows your phone to act as a transit pass or credit card, quickly transfer data, or instantly pair with Bluetooth devices like headphones and speakers.

Jump to key sections

  • What is NFC and how does it work?
  • Do all smartphones have NFC?
  • What is NFC used for?
  • What's the difference between NFC, Bluetooth, and UWB?

What is NFC and how does it work?

What is NFC and how does it work? Everything you need to know (1)

We gave you a brief answer to what it is already, but how does NFC work?NFC isn’t some radically new technology. It’s simply an evolution of RFID (radio frequency identification) technology that has already been around for decades. If you’ve ever used a key card to access an office building or hotel room, you’re already familiar with how it works.

Both RFID and NFC operate on the principle of inductive coupling, at least for short-range implementations. This essentially involves the reader device generating a magnetic field by passing an electric current through a coil. When a tag (with its own coil) is brought nearby, the field induces an electric current within the tag — sans any wires or even physical contact. Then, once the initial handshake is complete, any stored data on the tag is wirelessly transmitted to the reader.

NFC is based on RFID technology, but has a much lower transmission range.

The key distinction between RFID and NFC lies in their transmission ranges — the former is often used over longer distances. For example, some regions automatically collect road tolls through RFID. Tags are usually affixed to vehicle windshields and you simply have to drive through the toll booth. Communication can take place over even longer distances (think a hundred feet or more) if the RFID tag is equipped with a power source.

NFC, however, only has a maximum range of a few centimeters, at most. And in most smartphone-related applications, you’ll find that the software will only initiate communication if there’s physical contact. This is to prevent accidental triggers — especially important now that the technology is used for transferring sensitive data.

(Video) What is NFC? Explained - Tech Tips

Another noteworthy point is that NFC devices can act as either a reader or tag. This bidirectional capability allows you to use one piece of hardware — such as your smartphone — for all kinds of different applications.

See also: What are NFC tags and readers and how do they work?

Do all smartphones have NFC?

What is NFC and how does it work? Everything you need to know (2)

In western markets, NFC has been a staple feature on smartphones for several years at this point. The Nexus S was the first Android device to include it all the way back in 2010. Apple also eventually embraced the technology in 2014 — NFC is present on every iPhone since the 6. Similarly, wearable devices, ranging from fitness trackers like the Mi Band to smartwatches like the Apple Watch, also include it.

Most smartphones and wearables are equipped with NFC these days.

These days, only lower-end devices tend to not come with NFC. That said, the importance of NFC may vary depending on the region. To that end, some manufacturers, like Xiaomi, omit the coil in certain markets like India due to the technology’s low adoption.

What can you do with NFC?

What is NFC and how does it work? Everything you need to know (3)

Supplied by Motorola

NFC adoption has improved significantly in recent years. Here are a few popular use-cases of the technology:

(Video) NFC Explained: What is NFC? How NFC Works? Applications of NFC

  • Data transfer: With the release of Android Ice Cream Sandwich in 2011, Google introduced Android Beam. The feature allowed you to transfer whatever content or data you had on-screen to other NFC-enabled devices. All you had to do was touch the back of both devices and accept the transfer prompt. Android Beam was only recently shelved in favor of Nearby Share, which uses Bluetooth and Wi-Fi Direct technologies instead.
  • Mobile payments: Samsung Pay, Google Pay, and Apple Pay all use your smartphone’s NFC chip for contactless payments. Most debit and credit cards these days already have an NFC tag built-in. The aforementioned apps simply emulate these tags, with permission from the issuing bank or financial institution. Once configured, all you have to do is bring your smartphone or wearable device close to the card reader.

Apps like Google Pay and Samsung Pay use NFC to facilitate contactless payments.

  • Quick pairing: NFC’s convenience extends to devices that don’t have a screen. Many wireless speakers and headphones use it to exchange pairing information with your smartphone. Some cameras also use it to quickly initiate a Wi-Fi Direct connection for easy photo and video transfer.
  • Public transport access: Public transport in many cities, including Hong Kong, Singapore, and London, use NFC-based cards as a form of access control mechanism for public transit. Some systems are even compatible with payment apps like Google Pay so you don’t have to carry the card around.

Read more: How to use Google Pay

  • Gaming: Nintendo uses the technology to connect physical toys with video games. An Amiibo is like any other action figure or trading card, except that it also contains an embedded NFC chip. If you bring one of them near a Nintendo Switch or 3DS, it automatically grants you additional characters, levels, or bonus items for a particular game.
  • Home automation: A few smart home platforms, including Home Assistant and Apple’s HomeKit, support NFC as well. Using apps on both Android and iOS, you can configure off-the-shelf NFC tags to control devices or automation.

NFC vs Bluetooth and UWB: How do they stack up?

What is NFC and how does it work? Everything you need to know (4)

Edgar Cervantes / Android Authority

NFC is far from the only wireless communication protocol. In fact, most devices already include similar technologies such as Bluetooth and ultra-wide band (UWB). So why include another?

One of NFC’s biggest strengths is that it does not require pairing or manual input to establish a connection — tapping takes less than a second. Bluetooth devices, by contrast, have to be paired to each other, which is kind of a cumbersome process.

NFC is also significantly more energy-efficient than Bluetooth and UWB since the transmission range is extremely short. Most smartphones ship with the NFC radio-enabled by default, while turning off Bluetooth is often the first battery-conserving suggestion.

NFC is less power hungry and faster to use compared to Bluetooth.

In fact, NFC’s lower power draw also allows certain devices like the iPhone to enable it in emergency scenarios. This means that even if your phone runs out of juice, it will send just enough power to the NFC chip for you to access your campus, hotel room, or car.

See also: Everything you need to know about Bluetooth

While cars are starting to adopt UWB tech for keyless entry, it’s nowhere near as efficient as NFC. To that end, it’s not surprising that many automakers implement the latter as a fallback access mechanism. UWB is also more expensive and most applications currently served by NFC don’t need its positional precision.

(Video) What is NFC? |Everything you need to know

Furthermore, with so many NFC use-cases already fleshed out, it’s clear that the technology has carved a niche for itself. To that end, adoption is likely only going to improve from here on out.

Frequently asked questions

An NFC tag is a small integrated circuit consisting of a copper coil and some amount of storage. Data can be read or written to this tag only when another NFC device is brought near it because it doesn’t have a power source. The proximity of the NFC device induces power in the tag and enables data transmission.

Any powered device that has its own NFC coil (like a smartphone or tablet) can act as an NFC reader. The reader device uses its battery to generate an electromagnetic field, which powers any tag brought near it. Another common example of a reader is a payment terminal, which uses NFC to authenticate a debit or credit card.

Every iPhone model released since the iPhone 5S in 2014 (6 and up) includes NFC hardware. As for Android, most mid-range and premium devices offer NFC support. You can consult the manufacturer’s website or independent reviews to determine the feature’s availability.

If you own a recent iPhone (from 2015 or later), it definitely has the requisite hardware for NFC. On Android, you can delve into the Settings app and then look for NFC under the “Connected Devices” or “Network and Sharing” sub-menus. Most recent Android phones support NFC.

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NFC stands for Near Field Communication. It is a technology that allows wireless data transmission over short distances using radio waves.

You cannot explicitly turn off NFC on an iPhone. The feature is always on by default. The good news is that it consumes very little battery, so there’s not a lot of benefit to turning off NFC like you would with Wi-Fi or Bluetooth.

Your smartphone can use NFC to mimic a contactless debit or credit card using apps like Google Pay, Samsung Pay, and Apple Pay. Payment terminals use NFC so your smartphone essentially emulates the data stored on your card. Only the account holder can add their card because the process involves authentication with the bank.


(Video) How safe is contactless payment? || How does RFID & NFC work? || EB#40



What does NFC need to work? ›

An NFC tag sends radio waves to activate the antenna in a receiving device. The recipient validates the information to complete information exchange. The technology works over a very short distance — approximately 4 inches. NFC tags work without a battery and draw power from another device, e.g., a smartphone.

Why do people use NFC? ›

NFC is commonly used for contactless payment systems, such as Apple Pay and Android Pay. It is also used in some public transport systems, such as the Oyster card in London. RFID is used in a variety of applications, including contactless key fobs, security systems, and inventory management.

Do I need NFC on my phone? ›

If you rarely use NFC, then it's a good idea to turn it OFF. Since NFC is very short range technology and if you don't lose your phone, then there are not much security concerns left with it. But NFC has a real effect on battery life. You will need to test out how much battery life you gain by turning it OFF.

What is NFC and how does it work? ›

NFC (near field communication) is what enables two devices to communicate wirelessly when they're close together. NFC is actually a subset of something called RFID (radio-frequency identification), a technology that allows us to identify things through radio waves.

How does NFC work without Internet? ›

NFC is a speedy way of wireless data transfer without the need for an internet connection. It detects technology in close proximity and enables it to communicate. However, the devices need to be compatible to connect. At least one of them has to be transmitting, and the other has to receive the signal.

Where is NFC on my phone? ›

The NFC sensor is generally on the back of the phone, either in the center, lower or upper portions. It may take a bit of experimenting to see which angle works best for your phone. If you have used your mobile wallet before, the same angles should work for the Hotspot NFC tags.

How do I install NFC on my phone? ›

If you have a Samsung Android phone, check under settings > connections > tap NFC and contactless payments > tap the switch to turn NFC on. Once this is turned on for your device, you can adjust your settings for contactless payments and select your preferred mobile payment service, such as Google Pay or Samsung Pay.

How Safe Is NFC on phone? ›

All things considered, NFC-enabled card payments are more secure than traditional swiped transactions. And with payment security solutions like encryption and tokenization, there's a reduced risk of theft of the physical card and actual card numbers.

Do all devices have NFC? ›

However, the bottom line is that almost all modern Android devices have NFC, as does every iPhone since the iPhone 6. In either case, though, you'll need a relatively recent version of Android or iOS to take advantage of the latest NFC capabilities.

How does Near Field Communication NFC work? ›

Near-field communication (NFC) is a short-range wireless connectivity technology that uses magnetic field induction to enable communication between devices when they're touched together or brought within a few centimeters of each other.

How do I use NFC on my iPhone? ›

But how do you use an iPhone's NFC? The answer is quite simple: all you have to do is tap your iPhone to another device that's NFC-enabled. Or simply hold the top back of your iPhone close to an NFC tag. Then, the iPhone reads the NFC tag and displays a notification on its screen.

Is NFC a Bluetooth or Wi-Fi? ›

Wireless connections.

Instead of going through several steps in order to successfully pair two devices, you only tap your phone to an NFC tag that will handle Bluetooth pairing. Furthermore, you can use NFC tags to let people connect to your Wi-Fi connection, so that they would not need to know your password.

Can NFC connect to Wi-Fi? ›

Similar to paying, the NFC can do many other things but for us the most awesome feature is the feature of connecting to the wifi. We've all been in situations when visiting relatives or friends to ask for wifi login details.

Does NFC work when phone is off? ›

Just like a contactless bank card, the NFC SIM card on your mobile phone stores securely your payment credentials and is securely connected with the NFC chip and antenna of the phone, meaning that you can use it for payments even if your device is switched off.

Does NFC require hardware? ›

An NFC reader is a piece of NFC hardware that can read and write data on an NFC tag at short range. NFC hardware requires software to operate that is not included.

Does NFC need a power source? ›

No, NFC Tags do not require power. They are in fact triggered by the magnetic field of the NFC sensor.

Does NFC need energy? ›

As data are transferred very quickly via NFC, a NFC chip only needs to provide enough energy to establish a connection for very short time frames. Even when connected with another device NFC is much more energy efficient than similar technologies such as Bluetooth or RFID.

Can NFC work without Bluetooth? ›

Unlike Bluetooth, NFC does not need to be paired before sharing data, instead it uses “inductive coupling.” The process involves transmission between two antennas within the NFC-enabled devices. When the two come into contact, the data transfer occurs.


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